When it comes to homeowner fears, falling behind on mortgage payments is pretty high on the list. This is true under normal circumstances, let alone during a pandemic when millions are out of work.
If you’re facing financial hardship and are worried about making your mortgage payments, it’s important to take action as soon as possible to protect and maintain your home investment.
When your mortgage forbearance is ending, there are several ways to pay back your missed mortgage payments.
In some cases, the amount is due in a single “lump-sum” payment. This option isn’t too common these days, but it still helps to learn about it.
Millions of homeowners requested a forbearance to pause their mortgage payments for a while as they navigated the financial difficulties of COVID-19.
But many remain unsure – does a forbearance affect your credit score?
Understanding everything about a mortgage is confusing when things are fine. During a crisis, when you may need to make calls about it, are struggling to make your payments, and are generally fearful of losing your home, it all gets even tougher to make sense of.
Fortunately, free housing counselors are available to offer trusted and unbiased guidance, all over the country, and in multiple languages.
Scam artists are predators — always ready to pounce when we are the most vulnerable. They offer to help and then run off with your money. Rude!
Here’s how to spot a mortgage relief scam — and what to do about it.
If you received a mortgage forbearance, you may be confused about what happens next.
It’s good that you’re asking questions. Conversations with your mortgage company are coming up that you’ll want to prepare for.
We looked into the options to help you determine the best course of action after your forbearance ends.
The government offers a slew of its own resources to help struggling homeowners.
Visit the Consumer Finance Protection Bureau (CFPB)’s hub for housing and mortgage assistance.