Framework and Twin Cities Habitat for Humanity Launch Custom “Homeowners Associations 101” Course

Boston, MA (July 30, 2025) – Framework, a leader in online homeownership education, is proud to announce the expansion of its partnership with Twin Cities Habitat for Humanity (Twin Cities Habitat) to launch a new custom online course: Homeowners Associations 101. Designed specifically for Twin Cities Habitat homebuyers, this course offers clear, accessible information to help new homeowners understand what it means to live in a homeowner association (HOA) community. 

HOAs are becoming increasingly common in Minnesota. In fact, 82% of new homes in the state are built into HOAs, and nearly 1.6 million Minnesotans, more than a quarter of the population, live in one of over 7,950 community associations. These homeowners collectively contribute an estimated $31 billion annually to maintaining their communities, according to the Community Associations Institute. 

“Living in an HOA can come with a learning curve, especially for first-time homebuyers,” said Cassandra Kushnir, Director of Product at Framework. “This course breaks down the basics from fees and maintenance responsibilities to governance and homeowner rights, so families feel confident and prepared.” 

At Twin Cities Habitat, nearly 300 homes developed by the organization are located within HOAs across around 60 unique communities. While every HOA is different, one common theme is around the questions and concerns about HOAs and how it often can take more time to address because of the complexity and uniqueness of each association’s structure and rules.  

That’s why Twin Cities Habitat and Framework teamed up to create a solution that’s proactive, educational, and supportive. The course will cover topics including governing documents, fees, fines and finance, as well as tips for HOA living, among others. 

Key Features of the Custom Solution Include: 

• Self-Paced Learning: Participants can now access educational modules, videos, and interactive content at their convenience, allowing them to learn at their own pace and revisit materials as needed. 
• Comprehensive Education: The program will cover essential topics such as what HOA dues are and how are they used, who makes decisions for the HOA, and what rights and responsibilities homeowners have in these communities.
• Interactive Tools: Framework’s platform offers interactive features, including quizzes and practical exercises, to enhance the learning experience and ensure a thorough understanding of critical concepts. 
• Expert Guidance: While the online format provides flexibility, participants will still benefit from the expertise of Twin Cities Habitat for Humanity’s experienced educators and advisors, who will be available to offer support and answer questions. 

“Homeownership doesn’t stop at the closing table. Our role is to ensure families have the tools they need to succeed long-term,” said Jenny Sanford, Homeowner Engagement Manager at Habitat for Humanity Twin Cities. “With so many of our homeowners living in HOA communities, this course is a powerful way to equip them with the knowledge they need from day one.” 

Homeowners Associations 101, Powered by Framework, is a self-paced, mobile-friendly course designed to fit easily into a homebuyer’s journey—whether they’re preparing to purchase or settling into their new community. It is now available to all of Twin Cities Habitat for Humanity’s homebuyers as part of their homeownership support services. This new course will expand Twin Cities Habitat for Humanity’s customer homebuyer education course, which launched earlier this spring on the Framework platform. 

About Framework Homeownership

Framework Homeownership is a leading provider of online homebuyer education. The Framework online homeownership platform has helped over 1.5 million first-time homebuyers and homeowners across the country start and grow in their homeownership journey, and has built a network of over 150 partners. It offers comprehensive and accessible resources designed to help individuals and families prepare for successful homeownership. The platform delivers interactive and engaging content to support homebuyers at every step of the homeownership journey. www.frameworkhomeownership.org.

About Twin Cities Habitat for Humanity

Twin Cities Habitat for Humanity brings people together to create, preserve, and promote affordable homeownership and advance racial equity in housing. Since 1985, more than 1,900 families have partnered with Twin Cities Habitat to unlock the transformational power of homeownership. Twin Cities Habitat is one of the highest-regarded Habitat for Humanity affiliates nationwide. The affiliate hosted the Jimmy & Rosalynn Carter Work Project in fall of 2024 at The Heights on St. Paul’s Greater East Side. www.tchabitat.org.